Licensed in 50 states + DC.

Disclosures. The state licensing footprint described on this page reflects Land Home Financial Services, Inc.'s active mortgage licenses as of 2026 and is subject to change without notice; for the current list of licenses, the corresponding state license numbers, and the official NMLS Consumer Access record, see our Licenses & Disclosures page or visit nmlsconsumeraccess.org. Nothing on this page constitutes an offer or solicitation to lend in any state in which we are not licensed. Property-type, program, and product availability — including conventional, FHA, VA, USDA, jumbo, non-conforming, manufactured-home, and renovation programs — varies by state, county, occupancy, property type, borrower qualification, and investor overlays which may add stricter requirements than agency baselines. USDA Section 502 eligibility is restricted to designated rural and select suburban census tracts and is subject to household income limits set by the U.S. Department of Agriculture. VA loan programs are limited to eligible service members, veterans, and surviving spouses meeting Department of Veterans Affairs entitlement criteria. FHA loans require Mortgage Insurance Premium (MIP); conventional loans at less than 20% down typically require Private Mortgage Insurance (PMI). Manufactured-home and chattel financing availability depends on home titling, foundation type, age, and program-specific HUD code requirements; not all manufactured products are available in every state. Rates, fees, terms, qualification, and timelines depend on borrower credit, income, assets, debt-to-income, property, and current market conditions and are not guaranteed by the contents of this page. Land Home Financial Services, Inc. NMLS #1796. Equal Housing Lender. Licensed in 50 states.